NONSUBSCRIPTION: The Texas Advantage
Forty percent of Lone Star businesses thrive on a proven alternative to workers’ compensation. Fortunately for businesses in Texas, legislators who drafted the first Texas Workers’ Compensation laws in 1913 were insightful enough to provide an option. Texas offers employers (other than local units of governments, such as cities, counties and school districts), the opportunity to "non-subscribe" or "opt out" of the state’s workers’ compensation program.
The average cost per workers' compensation claim today is just under $5,000, making Texas the costliest state in the nation, according to data from the Texas Workers’ Compensation Commission and other studies. Those figures are far higher than the average cost per claim for most non-subscribers.
Non-subscriber businesses not only reduce expenses with insurance premiums, but they also:
If you would like a free quote for this type of coverage, click on the get quote link to the right.